Terms & Conditions

Intellectual Property 

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All material and information on this site is protected by copyright and intellectual property laws. Except where expressly indicated otherwise, all intellectual property and other material published on this internet site is copyright. The information contained in this site is owned by Speak To Me Online or other parties whose intellectual property is used with permission and cited. Information must not be modified, changed or tampered with in any way. This information may not otherwise be reproduced and must not be distributed, reproduced or transmitted to any other person without express permission by an authorised representative of Speak To Me Online. Any materials downloaded from this website must not be modified from how they appear on this site. Downloading of any photograph that forms part of this website is strictly prohibited without express or written permission.

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Third Party

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This site may include third party content that may be subject to that third party’s terms and conditions of use and any copyright or similar rights held by such third parties. This site may include links to third party sites to which Speak To Me Online has no control or interest. The appearance of those links on this site does not indicate third party endorsement, its site or the products or services promoted by third parties or on their behalf.

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Limitation Of Liability And Disclaimer
 

Speak To Me Online and representatives have no responsibility or liability in relation to any loss or damage which you incur, including damage to your software or hardware, arising from your use of or access to this site.​  Kajal Patel views are her own and do not reflect those of any other organisation with which engages with Kajal which she is affiliated with. 

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All rights not expressly granted under these terms of use remain reserved.​​

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